Insurance that pays a lump sum to help support your family if your child becomes critically ill (with a condition covered by the insurance policy).
The family is suddenly faced with several worrying concerns – one of which could be added financial pressures.
Children’s Critical Illness Cover can help make it easier to cope financially at a time when you need to focus on caring for your child.
If your child becomes ill with a critical condition, the cost of looking after them could increase. Additional costs may include specialist hospital treatment, medical equipment for your home and car – or even paying for a carer.
Parents often have to take time off work – or even leave their job – to spend time caring for their child, and this could result in a significant drop in family income.
In addition to the critical conditions listed in many insurers’ policies, we can now source cover for your children up to the age of 21, including 12 child-specific conditions, terminal illness and pregnancy complications. Ask us for more information.
Children's Critical Illness Cover is designed to pay out a lump sum if your children are diagnosed with serious illnesses.
Most insurers include Children's Critical Illness Cover as a FREE benefit when a parent takes out Critical Illness Cover for themselves.
If you start a policy, we will be paid a commission by the insurance company. The insurance company will usually pay for any doctor's fees if reports are required.
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Perception vs. Reality…
Some people think that insurers don't usually pay out for life cover, critical illness and income protection claims.
However, in 2017
of claims made were paid!