Moneysworth is delighted to announce that it has been shortlisted in as many as three different categories in the Excellence Awards of insurance industry publication COVER.
These categories are:
This is deserved recognition of the efforts of our staff and a fantastic acknowledgement of the quality of service we provide to our clients.
Moneysworth now looks forward to the awards ceremony on 2nd November, when hopefully there will be further good news!
Before then, Moneysworth is shortlisted in the Best Small Protection Advice Firm and Best Individual Advice Firm categories at the Health & Protection Awards. That ceremony takes place next week, on 11th October.
The expert judging panels have recognised that we offer the highest levels of advice and customer service, so if you are a consumer seeking life insurance, critical illness insurance or income protection insurance, get in touch with us today.
If you work for a financial services firm, then you can rest assured that your clients will be in safe hands if you introduce them to Moneysworth, so again, please contact us to find out more about what we can offer.
Trade association the British Insurance Brokers Association (BIBA) has announced that it has renewed its Agreement on Access to Protection Insurance for a further three years. Since the agreement came into force in 2020, BIBA estimates that it has helped 30,000 people to access suitable protection cover.
39 insurers, brokers and professional bodies have signed the agreement and Moneysworth is delighted to be one of those signatories.
The Agreement makes reference to an important provision of the Equality Act 2010. While the Act allows providers to refuse to cover people with health conditions, in certain circumstances, the Agreement acknowledges the important point that insurers must make a “reasonable decision, based on reliable evidence, to refuse cover or charge a high premium to an applicant with a pre-existing medical condition.” This means that there should not be a blanket refusal to cover someone simply because they mention a particular health condition – the insurer should instead conduct a thorough assessment of the extent to which that health condition represents an increased risk.
Moneysworth specialises in assisting clients with many different mental and physical health conditions to find suitable protection insurance.
Moneysworth is also looking forward to two separate awards ceremonies later this year, where we have been shortlisted for five prizes. The COVER Magazine categories we are shortlisted for are: Outstanding Client Engagement, Outstanding Specialist Intermediary and Small Intermediary of the Year. The Health Protection awards we are shortlisted for are: Best Small Protection Advice Firm and Best Individual Protection Advice Firm.
According to charity Mind, one in four of us every year will be affected by some form of mental health condition.
Not only are mental health problems, unfortunately, very common in today’s society, there is also undoubtedly a stigma that surrounds this issue, and this inevitably has an impact when it comes to insurance applications made by people with a history of mental health issues.
The good news is that not every insurer thinks in the same way, and Moneysworth’s previous successes demonstrate that it is certainly possible to obtain affordable life insurance if you have experienced mental health difficulties. If you have been declined by one or more insurers because of your mental health history, then give Moneysworth a call today as we have frequently been successful in obtaining policies for clients who have been declined elsewhere.
Moneysworth’s highly skilled and experienced team are experts in assisting people with both mental and physical health conditions to obtain the cover that they need.
Recent examples of where we have been able to obtain cover for clients with mental health issues include:
31-year-old woman with a history of various mental health conditions
26-year-old woman with a history of depression and other complications
33-year-old woman who had experienced both OCD and depression
50-year-old man with a history of depression and anxiety
We can help you find the right insurance if you have experienced a number of mental health conditions, which include:
Moneysworth promise to be sensitive to the individual needs of clients with mental health issues, and we promise to treat all of our clients in a compassionate manner. We allow our clients a choice of communication options including a ‘no phone calls option’ and we find that many clients with mental health issues feel much more comfortable doing everything via email.