Accessibility 
Don't have time to deal with protection insurance cases?
Had cases declined or postponed, and now require specialist assistance?
Our award-winning specialist service has helped thousands of 'uninsurable' clients with pre-existing health conditions including heart problems, diabetes, weight issues, stroke, HIV and mental health.
We provide a nationwide protection-only service for personal and/or business protection:
- Where an adviser chooses not to arrange protection themselves but recognises the client's need.
- Where a client's circumstances require specialist assistance if they have health conditions, have previously been declined, or have an unusual or hazardous occupation/pastime.
Why partner with Moneysworth?
You're in good company
Over 350 introducers have partnered with us when they struggled to find protection cover for some of their clients.
We provide you and your client with case status updates at each step of our process.
For each case you introduce to us, you receive 30% of the initial commission we're paid by the insurer.
Any size case considered – no minimum amount of cover or premium.
We never cross-sell any other product or service to clients (Moneysworth is only licensed by the FCA to advise on protection insurance).
Comply with your FCA Consumer Duty obligations
The FCA's Consumer Duty introduces a new Consumer Principle which requires advisors "to act to deliver good outcomes for retail customers".
Our process focuses on researching each client’s circumstances with insurers across the whole market. We’re able to demonstrate that our clients have been able to obtain the cover they need – and at a competitive price.
We’re dedicated to providing customer satisfaction
Moneysworth consistently receives positive reviews from clients (via Feefo) and maintains an average rating of 4.9 out of 5. We’re regularly selected as finalists for multiple industry awards (and have won a few too!)
To help us provide this high standard of service, our team includes ex-underwriters who can challenge insurers’ decisions.
We also have special arrangements with insurers which give us flexibility to offer terms to some clients who otherwise would not be offered any cover or cover they could afford.
Your flexible, on-demand protection partner
It's up to you how you choose to work with us:
- Simply use our service whenever you don't have time to deal with complicated cases, or when you're struggling to find cover for a client due to their risk factors.
- Or we can deal with the protection requirements for all of your clients, not just the complicated cases. If any of your clients have health issues or other risk factors, we have the expertise to find the best outcome for them. We won’t give up!
Next step
To introduce your client, and receive 30% of the initial commission we're paid by the insurer, simply email us or request a call-back and one of our protection consultants will get back to you within one working day.
Email us / Request a call-back
Don’t forget to ask about our special arrangement with Royal London for clients who have been declined due to their mental health.
Before calling us, please make sure you have read and understood our Privacy Notice .
Email us / Request a call-back
Don’t forget to ask about our special arrangement with Royal London for clients who have been declined due to their mental health.
Call us 01625 462 744
Before calling us, please make sure you have read and understood our Privacy Notice .
Our process
Once you've introduced your client to us, we handle the whole process from start to finish:
- We'll contact your client to ask about their requirements and circumstances. We want every client to feel confident about what they're trying to achieve.
- We then research the market to find out how the different life insurance companies might respond to the client's application. We'll also get an estimate of what the final premium might be.
- We contact the client to discuss the research results and possible premium rates. If the client is happy to proceed, we then complete an application together with the client, and start the application process.