To your children, you're so much more than 'the family cash machine'. But if the worst happened and your family lost its income, what financial problems would they face?
Insurance that pays out a lump sum if you're diagnosed with a critical illness covered by the insurance policy.
If you start a policy, we will be paid a commission by the insurance company. The insurance company will usually pay for any doctor's fees if reports are required.
Perception vs. Reality…
Some people think that insurers don't usually pay out for life cover, critical illness and income protection claims.
However, in 2013
of claims made were paid!
Source: Association of British Insurers, 2014