Diabetes and Life Insurance
Use our specialist knowledge to find the best price for your diabetic life cover:
- Step 1 – Complete our short enquiry form, Tim or Andrew will contact you to ask brief medical info.
- Step 2 – We research the market to find what fits you best
- Step 3 – We give you a free quote with no obligations
Please see our Diabetes video testimonial, our Case studies (below) or read our client testimonials.
Don't hesitate to make an enquiry below or give us a call today on 0845 430 5200 !
Enquiry Form
Diabetes Types - Case Studies
Diabetes Type 2 Case Study A
Male aged 38. Recently diagnosed with type 2
Seeking £225,000 life cover over 25 years.
Medical Background: The client had some associated nerve complications due to diabetes.
This was a complex case due to the diabetic complications and getting an offer of cover was not straightforward. However we were able to obtain the cover sought for our client and at a premium of only £57.93 per month.
Diabetes Type 1 Case Study
Female aged 28. Diagnosed with type 1 diabetes aged 11.
Seeking £250,000 level life cover over 12 years.
Medical Background: Some recent changes noted to the eyes, due to diabetes.
We managed to obtain the life cover the client required, at the premium of £26.63 per month.
Diabetes Type 2 Case Study B
Female aged 70, retired. Diagnosed with type 2 diabetes
Seeking £25,000 life cover over 9 years.
Before finding Moneysworth, this client had previously been declined by 5 different life insurance companies. We successfully obtained the cover sought for the client at a premium of £28.30 per month.
Diabetes Type 2 Case Study D
Male aged 62. Diagnosed with type 2 diabetes 2 years ago.
Seeking £75,000 level life cover over 17 years.
Medical Background: Client had very good HbA1C readings and was well controlled. Although the client had diabetes, he had none of the additional complications sometimes associated with diabetes. The only other health issue was work-related stress.
The life company accepted this applicant immediately, without the need for further medical evidence from the client’s doctor. Although we were pleased with the speed of the decision-making process, we were not satisfied with the fairness of the premium (£106.05 per month). We challenged the insurance company over the high premiums and they accepted our reasoning. They changed their decision and offered the cover requested at standard rates, a premium of £62.10 per month- a great result!
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We are specialists in finding life insurance policies for Diabetics who find that they do not fit the criteria that applies to so many life companies when looking for life cover, critical illness cover and income protection.
With many years of experience in dealing with diabetes life insurance we pride ourselves on our personal service to get you the cover you need and want. This means we will:
- Consider all pre-existing medical conditions.
- Search the whole market to find the cheapest diabetic life insurance.
- Offer an independent and impartial service which is free and without obligation.
Let us research the market for you, and save you valuable time and we will ensure that your enquiry is dealt with professionally, confidentially and effectively.
Thank you for visiting our Diabetes life insurance site - you are now on your way to finding the cost effective life insurance that you have been looking for - and that's a personal promise from Tim and Andrew, the Moneysworth Specialists!
What Does It Cost?
- Our costs are paid by the relevant life insurance company when policy terms are accepted and the policy starts.
- We do not make any charge to you and there are no arrangement fees.
- The costs of any GP medical report are also paid by the relevant insurer.
