Testimonials

Moneysworth is your Independent Financial Adviser with a difference ! For those of you who are already clients we welcome you back and to those of you yet to experience our service, welcome to Moneysworth - your 'friend' in the trade.

In the decades of combined experience of our management team, we have identified what you, the consumer, wants and does not want when buying financial services. For more information on why we are different please read on here.

N.L & T.L Chester

Getting life cover for me has been a problem in the past, as I work in the offshore oil and gas industry as a diving coordinator, mostly working in places like Saudi Arabia, Qatar, UAE and Singapore, so when Tim at Moneysworth contacted me with an indication of what premiums might be for the cover I'd requested and told me the insurance company would not be charging me more because of my job, I did think... let's wait and see!

To be honest I didn't expect the premium to come back the same as initially indicated by Tim and also for the insurance company to cover me and my wife without excluding a claim based on my job or where I work. So I'm happy that my mortgage is now protected and it doesn't cost a fortune. Thank you for your help.

P.M. London

I needed to get a life cover plan into place quickly.

Unfortunately it was proving more difficult than I originally thought. The problem was that in the last couple of years I had been diagnosed with a serious circulation disorder that had required surgery and now no one wanted to take me on.

My attempts to ask companies and advisers that I had used previously had come to nothing and by the time I approached Moneysworth I already knew that my case was difficult. After asking me briefly on the phone about my health condition Moneysworth spoke with a number of life companies. They came back within a day or so and their research revealed much as I suspected that I would be turned down flat by all the insurance companies except one! The problem was that I had previously had life cover with this company and I had therefore already contacted an associated advisor who told me that now they would not offer me the life cover.

Moneysworth insisted that it was worth applying and they handled the application professionally and efficiently, keeping me informed along the way. And they turned out to be spot on! Once the life company had received the report from my doctor they made a decision within a couple of days.

Even if my condition worsens I know I'm now covered. Not only did they offer me the life cover I was looking for the price was as they had indicated before I applied – I'm delighted.

P.K. West Lothian

When I first spoke to Moneysworth I had two questions at the back of my mind – would they be able to get me any life cover and if so would the cost be prohibitive? Moneysworth started by asking me a few brief questions about my diabetes and explained how the next step was, without obligation, for them to speak with underwriters at a number of insurance companies to see if they would consider an application and if so what the premium might be. A day or two later when Moneysworth called back they said that they had found more than one company willing to consider an application.

I knew if they could get me the life cover that the premiums would be more expensive than for non-diabetics, but I doubted if any of the final premiums would be at the estimated premium rates they quoted. Moneysworth suggested that through them we apply to three companies in order to increase the chances of getting terms offered and also to hopefully provide us with a choice of final terms and premiums and so we applied to the three companies. Not only were Moneysworth successful in getting us the life cover we wanted but much to my surprise the final premium figure turned out to be slightly cheaper than the estimated premium figure – Excellent work!

S.W. Kent

I had tried to get life cover several times before and always got turned down. I wanted life cover for my mortgage and it seemed so unfair that even though I lived a healthy lifestyle and worked like anyone else, no one would offer me a policy. And all because of health issues that I was born with! Moneysworth asked me some details about my health condition and explained that next they would speak to underwriters at a number of different companies about my health, shopping around on my behalf and using their knowledge and experience – they said that hopefully they might be able to find a company that was prepared to look at my situation differently. After they had spoken to a number of insurance companies they called me back and said that they had found a specialist company who might be able to offer me terms.

They arranged the application and a few days after the insurer received a medical report from my GP, they made their final decision which was to offer me the life covert! I wouldn't have any life cover if it wasn't for the help of Moneysworth.

H.G. Derbyshire

I'm diabetic and unfortunately after applying for life cover I had a further health scare. Much to my surprise the life company withdrew the offer of cover that they had previously made leaving me with no protection for my family! Moneysworth, on my behalf, spoke to a number of other insurance companies about my health in detail and came up with three well known companies who they thought might be able to offer me some life cover. Within two weeks of applying Moneysworth got me three firm offers for the life cover I wanted and all at a price that was affordable, so I was able to pick the cheapest.

Disclaimer

Moneysworth Ltd is authorised and regulated by the Financial Services Authority. Moneysworth Ltd is entered on the FSA register (www.fsa.gov.uk/register/) under reference 448958. Moneysworth Ltd Registered in England & Wales No. 04782475 Director T.D. Boddy. Registered Office: Springwood, Booths Park, Chelford Road, Knutsford, Cheshire, WA16 8GS. The advice and/or guidance contained within this site is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Telephone - 0845 430 5200