Heart Attacks and Life Insurance
It is generally possible to get life cover if you have suffered a heart attack.
Premium rates can vary considerably from company to company, which is why we are keen to shop around on our clients' behalf.
For certain clients obtaining life cover, it will be more difficult. For example, the younger you are when you suffered the heart attack, the more difficult it will be to obtain terms. The more heart attacks the client has suffered, the more difficult it is to obtain life cover. In both situations above we are often able to help clients to obtain cover.
For certain combinations of health conditions for example, heart attack and diabetes, it can be especially difficult to obtain terms. Using our expertise and specialist market knowledge, we will find you cover.
Heart Attack Case Study
Female aged 39, teacher.
Seeking £300,000 decreasing life cover over 30 years to cover her mortgage.
Medical History: Suffered a heart attack aged 37 and then stopped smoking after she had the heart attack.
We were able to obtain the client the cover she sought, at approximately 75 per month, with guaranteed premiums. This means that her premiums will never change, even if she has future medical issues.
Please click here to read client testimonials.
