Bipolar Disorder and Life Insurance
It is often possible to obtain life cover if you suffer from bipolar disorder. It may also be possible to obtain critical illness cover and income protection.
The range of outcomes for a Bipolar sufferer will very much depend upon the history of the condition and the degree of control. For example, cover may still be achievable even if the sufferer has experienced significant episodes including periods as an inpatient in the past. However, if the applicant had spent time in hospital then it may not be possible to get life cover now (though it may be in the future).
We appreciate that mental health issues can be difficult. We are sympathetic towards clients with mental health issues and we are keen to help wherever possible.
If you have suffered from mental health issues, the chances of obtaining life cover could be greater than you might think; so it's best not to assume the outcome and ask an expert instead.
Please see our other Mental Health Case Studies including Depression, Alcohol Dependency and Schizophrenia.
Bipolar Disorder Case Study
Male client aged 36, diagnosed with Bipolar Disorder age 16.
Seeking £180,000 life cover over 30 years to cover his mortgage.
Client had previously applied elsewhere for life cover and been turned down. The client had twice previously spent time as a hospital inpatient as a result of his condition. He had been back at work for the past few years and was taking two different medicines to manage his condition.
We were able to help our client obtain the cover he sought at a premium of £46.56 per month.
Please click here to read client testimonials.
Please see our other Mental Health Case Studies including Depression, Alcohol Dependency and Schizophrenia.
